January 2, 2019 | Wendy Flynn
Every day our team works with potential home buyers in the Bryan College Station area. We educate and coach them on preparing to purchase, the steps involved, and how to find the perfect home. We truly love what we do, and helping our clients find their dream home gives us great joy and satisfaction.

The MYTH that we frequently hear from our clients is this: “Oh, I can’t buy a home right now because I need a 20% down payment to buy a home. That’s a lot of money and it’s going to take me forever to save that up.”  A 20% downpayment on the average home in the Bryan College Station area home (average price $250,000) is $50,000. That *is* a lot of money for most people.  


Lenders today offer many affordable loan programs that will allow you to purchase a home with as little as 3% - 5% down for a conventional loan, or 3.5% down for an FHA loan.  On the average Bryan College Station home - priced at $250,000 - that means a 3.5% down payment is only $8,750. That’s still a fair amount, but it is a far cry from $50,000.  

And the news is even better for U.S. military veterans. Veterans who qualify for VA loans can purchase a home with ZERO down. It’s a tremendous and well-deserved benefit for those who served our country.


Check with us before you decide that you can’t afford to buy a home. We work with a great group of friendly, helpful lenders who have a variety of programs available to help all kinds of people purchase a home. Even if you're not ready today, our lenders can help you put a plan in place to get ready in the near future! Reach out to Wendy at 979-324-1138 today and let’s get the process started!  



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